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Housing starts across Canada remain flat except growing momentum in B.C

Tuesday, December 16th, 2014

Housing starts across Canada remained flat year over year in November, although seasonally-adjusted numbers point to growing momentum in British Columbia and Quebec as developers ramp up to meet immigration demands.

“The trend essentially held steady for a third consecutive month in November,” said Bob Dugan, CMHC’s chief economist, in releasing November numbers Monday. “This is in line with our expectations for 2014, of a stable national picture with new home building concentrated in multiple starts, particularly in Quebec, British Columbia and Ontario.”

Seasonally adjusted starts in November climbed 6.5 per cent month-over-month to 195,620 units. More than half of those starts were multi-unit properties in urban centres, led largely by Ontario and Quebec, though British Columbia posted the largest gains – 26.7 per cent – from October.

t’s important to note, say analysts, that starts were flat from the year-ago period.

While reports suggested overbuilding would become a problem for Canada’s major urban centres, CMHC said more housing is needed to fill the demand created by healthy immigration.

“Ask any real estate developer in any of Canada’s major cities about the risk of overbuilding, and the first line of defense would be immigration and its critical role in supporting demand,” said Benjamin Tal, CIBC’s deputy chief economist. “It turns out that, at least for now, this claim is more valid than widely believed.”

New immigrants account for 70 per cent of the increase in Canada’s population. Half of these new immigrants are aged between 25 and 44, representing the country’s economic engine, according to CMHC’s 2014 Canadian Housing Observer.

Comparing Kamloops House Sale Market Statistics November 2014 to November 2013

Wednesday, December 3rd, 2014



Comparative Statistics for Kamloops (Residential Only)


November 2014 November 2013  Difference
Number of New Listings       267    296    9.80% DOWN
Residential Units Sold       146    154    5.19% DOWN
Avg. Days on Market         77    78    1.28% DOWN
List to Sell Price Ratio     97.79%    96.81%    1.01% UP
Median Residential Price     $355,000    $353,000    0.57% UP
Total Monthly Sales $$     $42,443,621    $47,343,330    10.35% DOWN
Active Listings    1789    1745    2.52% UP




*The above information is from sources deemed reliable but it should not be relied upon without independent verification.

The importance of mortgage portability

Wednesday, November 5th, 2014


Selling your current home and moving into a new one can be stressful enough, let alone worrying about your current mortgage and whether you’re able to carry it over to your new home.

Porting enables you to move to another property without having to lose your existing interest rate, mortgage balance and term. And, better yet, the ability to port also saves you money by avoiding early discharge penalties.

It’s important to note, however, that not all mortgages are portable. When it comes to fixed-rate mortgage products, you usually have a portability option. Lenders often use a “blended” system where your current mortgage rate stays the same on the mortgage amount ported over to the new property and the new balance is calculated using the current interest rate.

With variable-rate mortgages, on the other hand, porting is usually not available. As such, upon breaking your existing mortgage, a three-month interest penalty will be charged. This charge may or may not be reimbursed with your new mortgage.


Porting conditions
While porting typically ensures no penalty will be charged when you sell your existing property and buy a new one, some conditions that may apply include:

  • Some lenders allow you to port your mortgage, but your sale and purchase have to happen on the same day. Other lenders offer a week to do this, some a month, and others up to three months.
  • Some lenders don’t allow a changed term or force you into a longer term as part of agreeing to port your mortgage.
  • Some lenders will, in fact, reimburse your entire penalty whether you’re a fixed or variable borrower if you simply get a new mortgage with the same lender – replacing the one being discharged. Additionally, some lenders will even allow you to move into a brand new term of your choice and start fresh.
  • There are instances where it’s better to pay a penalty at the time of selling and get into a new term at a brand new rate that could save back your penalty over the course of the new term.

Courtesy of :Starr L. Webb AMP
Franchise Owner / Mortgage Expert

Dominion Lending Centres Western Lending Source

Phone: 250-574-0115


Controling allergens in the home/courtesy of Pillar to Post

Tuesday, September 2nd, 2014

Pillar To Post Home Inspectors
Controlling Allergens in the Home
Household allergens can cause a variety of symptoms in many people, including sneezing, watery eyes, coughing, and shortness of breath. Allergens may also be a contributing cause of asthma, especially in children. However, it is possible to minimize the effects of such allergens by taking steps to control their presence and dispersal in the home.

The most common household allergens include dust mites, mold, mildew, pollen, and pet dander (dried flakes of skin shed by pets, particularly cats and dogs). Effective control relies on a combination of measures that, when used properly, will reduce the levels of allergens.
  • Increase ventilation to the home. Opening windows whenever possible promotes good air exchange and will reduce the concentration of airborne allergens, especially pet dander.
  • Wash bedding and stuffed toys once a week in hot water to control dust mites and cat allergens in particular.
  • Keep pets clean and well groomed to control dander.
  • Use mite-resistant mattress covers and pillow covers and wash them frequently.
  • Dust and vacuum regularly, and use microfiltration or HEPA filter vacuum bags. The jury is still out on whether bagless vacuum cleaners are more effective in removing allergens than those that require bags; some studies indicate that many bagless vacuums are not sealed tightly enough and can actually exacerbate the problem. Wearing a dust mask while dusting and vacuuming is also a good idea.
  • Consider removing wall-to-wall carpeting and use easy-to-clean area rugs instead, particularly in bedrooms.
  • Make sure bathrooms, especially those with showers, are well ventilated. Open the window and use exhaust fans that vent to the outdoors to prevent a buildup of moisture, which can encourage growth of mold and mildew. It’s a good idea to keep the fan running and the door open for at least ten minutes after showering.
  • If possible, reduce indoor humidity to 50% or less by using room dehumidifiers or the dehumidifier feature available with many central air conditioning systems.
  • Clean or replace furnace and central air conditioner filters on a regular basis. Make sure that air conditioner drain pans are clean and allow the water to drain properly.

For more information on allergens in the home, please contact your local Pillar To Post office.

  • The Pillar To Post Inspection Report is generated on site at the completion of the inspection, so your client won’t have to wait for the results.
  • All Pillar To Post inspectors carry E&O insurance to protect you, the referring agent.
  • Three different Home Inspection Packages to choose from that allow your client to select the range of services they prefer – click here to learn more.
  • As North America’s leading home inspection company, Pillar To Post is committed to providing the highest quality service to real estate professionals and their clients.
For more information about home inspection or to schedule a home inspection, click here to find your local Pillar To Post office.



Cliff Brauner

Certified and Registered Home Inspector

Member of CAPHI, NAHI and ASHI

Proudly Serving the Kamloops, Merritt, Chase, Cache Creek, Sorrento, Shuswap and Barrier areas.

We know our stuff!


Phone:  250-579-8309

Fax:        250-579-8378

 Pillar To Post Home Inspectors





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Three Canadian cities are ranked in the top 10 most livable

Wednesday, August 20th, 2014

Three Canadian cities are ranked in the top 10 of The Economist’s annual ranking of the world’s “most livable” cities.

  • Vancouver, Toronto and Calgary are ranked third, fourth and fifth (tied with Adelaide, Australia), respectively, on the distinguished magazine’s annual ranking of 140 cities.

The magazine says its ranking “assesses which locations around the world provide the best or the worst living conditions” based on five categories: stability, health care, culture and environment, education, and infrastructure.

Melbourne, Australia, was deemed the most livable city, followed by Vienna. Vancouver and Toronto are a close third and fourth, respectively, while Calgary is tied for fifth with Adelaide.

The top 10 cities are as follows:

  • Melbourne.
  • Vienna.
  • Vancouver.
  • Toronto.
  • Calgary (tied).
  • Adelaide​ (tied).
  • Sydney​.
  • Helsinki.
  • Perth, Australia.
  • Auckland.

In general, the ranking shows a broad trend that mid-sized cities in wealthy countries with low population densities score well. Seven of the top 10 cities on the list are in Australia or Canada, for example.

“This can foster a range of recreational activities without leading to high crime levels or overburdened infrastructure,” the report says.

Vancouver scored so well in part because of its good score on crime issues.

“Vancouver saw a record low number of murders in 2013, after a decade-long decline that pushed homicide rates down to 1.5 per 100,000 of population in 2012.,” the report notes.

Not surprisingly, cities currently experiencing violent uprisings were clustered at the bottom. Kyiv was ranked 124th, Tripoli was in 132nd place, and Damascas was in last place.


Don’t forget Ribfest this weekend. Aug 9th and 10th

Friday, August 8th, 2014

Already a fantastic annual event in many parts of Eastern Canada and the United States, Ribfest is coming to Kamloops!

This summer, Ribfest will take over Riverside Park from Friday, August 8th – August 10th (11am to 9pm all three days) in Kamloops’ for a full weekend of fantastic, free, family fun.

In conjunction with Hot Nite in the City, the highly successful Ribfest offers a rib cook-off between five champion barbeque teams; music and entertainment throughout the entire event; entertainment and activities for children and youth, as well as a Refreshment Center and a whole whack of great vendors.

Come and enjoy the fun!

Lawn and Garden water saving tips

Thursday, August 7th, 2014


In the summer months, municipal water use doubles. This is the season when Canadians are outdoors watering lawns and gardens, filling swimming pools and washing cars. Summer peak demand places stress on municipal water systems and increases costs for taxpayers and water users. As water supplies diminish during periods of low rainfall, some municipalities must declare restrictions on lawn and garden watering. By applying some handy tips, your lawn and garden can cope with drought conditions and you can minimize water wastage.

General tips
Much of the summer peak demand is attributed to lawn and garden watering. Often, water is applied inefficiently, resulting in significant waste due to over watering, evaporation or run-off.

Here are some general watering tips to help avoid wasting water:

  • Before watering, always take into account the amount of water Mother Nature has supplied to your lawn or garden in the preceding week. Leave a measuring container in the yard to help monitor the amount of rainfall (empty it once per week). Also bear in mind any watering restrictions that may apply in your municipality.
  • Water in the early morning, before 9AM, to reduce evaporation and scorching of leaves from the sun. Water on calm days to prevent wind drift and evaporation.
  • Set up your sprinkler or hose to avoid watering hard surfaces such as driveways and patios. If you’re not careful, it’s water and money down the drain.

Water slowly to avoid run-off and ensure the soil absorbs the water.

  • Regularly check your hose or irrigation equipment for leaks or blockages.
  • Collect rainwater from your roof in a rain barrel or other large container and keep it covered with an insect screen. Direct the down spout of your eavestroughs into the rain barrel.
  • Choose an efficient irrigation system. A soaker hose placed at the base of plants on the ground applies water to the soil where it’s needed – rather than to the leaves – and reduces evaporation. Drip or trickle irrigation systems are highly efficient because they deliver water slowly and directly to the roots under the soil surface. This promotes deeper roots, which improve a plant’s drought resiliency. If you use a sprinkler, choose one with a timer and that sprays close to the ground.

Other outdoor activities
Lawn and garden watering is not the only outdoor activity contributing to summer peak demand. You can lower your water bill and relieve the burden on municipal water supplies by doing the following:

  • Use a broom instead of water to remove debris from paved surfaces such as driveways.
  • Use a bucket and sponge to wash and rinse your car, instead of a hose.
  • Cover swimming pools when they’re not in use to reduce evaporation.


3rd annual Ribfest coming back to Kamloops

Tuesday, August 5th, 2014

Already a fantastic annual event in many parts of Eastern Canada and the United States, Ribfest is coming to Kamloops!

This summer, Ribfest will take over Riverside Park from Friday, August 8th – August 10th (11am to 9pm all three days) in Kamloops’ for a full weekend of fantastic, free, family fun.

In conjunction with Hot Nite in the City, the highly successful Ribfest offers a rib cook-off between five champion barbeque teams; music and entertainment throughout the entire event; entertainment and activities for children and youth, as well as a Refreshment Center and a whole whack of great vendors.

Come and enjoy the fun!

Kamloops Music in the park schedule for August

Tuesday, August 5th, 2014

Music in the Park: Riverside Park – August Schedule

Date Time Performance(s)
Aug 1 7pm -8:30pm The Longriders: Lynyrd Skynyrd Tribute
Aug 2 7pm -8:30pm Tasman Jude (Jamaican Reggae)
Aug 3 7pm -8:30pm Johnny Don’t (Folk Rock)
Aug 4 7pm -8:30pm Rube Band (Ambassadors of Fun)
Aug 5 7pm -8:30pm The Wildrose Ramblers (Country Rock)
Aug 6 7pm -8:30pm Tequila Mockingbird Orchestra (Gypsy Roots)
Aug 7 7pm -8:30pm The Harpdog Brown Band (Blues)
Aug 8 7pm -8:30pm Ribfest Presents: Harpoonist & The Axe Murderer  (Stompin’ Down Home Blues)
Aug 9 7pm -8:30pm Ribfest Presents: Dreams: Tribute to Fleetwood Mac (Rock)
Aug 10 7pm -8:30pm Ribfest Presents: Henry Small Band (Rock Blues)
Aug 11 7pm -8:30pm Blackberry Wood (Gypsy Folk)
Aug 12 7pm -8:30pm Maritime Kitchen Party (East Coast Celtic)
Aug 13 7pm -8:30pm Jolene Landygo (Country Rock)
Aug 14 7pm -8:30pm Paisley Groove  (Classics)
Aug 15 7pm -8:30pm Paul Black (Blues)
Aug 16 7pm -8:30pm Jarrod Tyler Band (Pop Rock)
Aug 17 7pm -8:30pm Fourplay (Classic Rock)
Aug 18 7pm -8:30pm Heather Blush & The Uppercuts (Bluesy Pop)
Aug 19 7pm -8:30pm Dave Coalmine (Folk Pop Rock)
Aug 20 7pm -8:30pm Jess & The Serious Dogs (Classic Rock)
Aug 21 7pm -8:30pm Cod Gone Wild (Maritime Music)
Aug 22 7pm -8:30pm Frapp City (Rock)
Aug 23 7pm -8:30pm The Steadies (Reggae Pop Rock)
Aug 24 7pm -8:30pm Blue Voodoo (Blues Duo)
Aug 25 7pm -8:30pm Scott Cook (Hi Tech Hobo)
Aug 26 7pm -8:30pm Johnny Cash Starring: Gary Kehoe (Country)
Aug 27 7pm -8:30pm Blackdog Blue (Original Classic Rock)
Aug 28 7pm -8:30pm Darklark (Indie Electro Pop)
Aug 29 7pm -8:30pm The Blue Mules (Blues)
Aug 30 7pm -8:30pm Sally & The Melo Hearts (Great Cover Band)
Aug 31 7pm -8:30pm Earthbound (Funky World Music)

Kamloops the Kamloopa Powwow, celebrate First Nations heritage

Monday, July 28th, 2014

The Kamloopa Powwow is one of the largest celebrations of First Nations’ culture and heritage in Western Canada! The Pow Wow is a spectacular expression of the Secwepemc people’s heritage and is a vibrant display of storytelling, song, and dance in traditional regalia.

The Kamloopa Powwow represents many years of stories and events from previous years packed into three exciting days at the Secwepemc Pow Wow Grounds located 2 minutes from the city centre, alongside the South Thompson River in Kamloops.


August 1 – 3, 2014Location: 
Tk’emlups Indian Band Powwow grounds are located at the “Special Events Facility” along No. 5 Yellowhead Hwy., Kamloops BCThe Kamloopa Powwow Society
331-345 Yellowhead Hwy., Kamloops, BC V2H 1H1
P: 250.828.9782

Categories Include:Traditional, Chicken, Jingle, Grass, Fancy Feather & Fancy Shawl for Adult, Golden Age, Teen & Junior
Drumming Contest

General Admission: $10 per day; $20 Weekend Pass
Drummers & Dancers will be charded a $5 Fee and given a Weekend Pass
Grand Entry: Friday 7pm
Saturday 12pm & 7pm
Sunday 12pm

“Native” Arts & Crafts Booths Available. All booths must be pre-registered
No Outside Concessions, Raffles or 50/50’s



The data included on this website is deemed to be reliable, but is not guaranteed to be accurate by the Kamloops Real Estate Board. The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license.